Orlando, Florida Flood Zones
Orlando experiences flooding from its numerous lakes, the Little Econlockhatchee River, and intense rainfall events. The high water table and flat terrain make drainage challenging during prolonged wet periods.
Common Flood Zones in Orlando
Properties in Orlando, FL are commonly designated in these FEMA flood zones:
Check Your Orlando Address
Enter any Orlando, FL address to instantly see its FEMA flood zone, risk level, and whether flood insurance is required.
Free Flood Zone LookupWhat Your Flood Zone Means in Orlando
FEMA assigns flood zone designations to every property in the United States based on flood risk assessments. In Orlando, the most common designations are Zone AE, Zone AH, Zone X.
Properties in Special Flood Hazard Areas (SFHAs) - zones starting with A or V - are required to carry flood insurance if they have a federally-backed mortgage. Properties in Zone X are outside the SFHA and flood insurance is typically optional but often recommended.
Flood zone designations can change over time through Letters of Map Amendment (LOMA) or Letters of Map Revision (LOMR). Use our free lookup tool to check the current flood zone for any Orlando address.