Jacksonville, Florida Flood Zones
Jacksonville faces flooding from the St. Johns River, Atlantic storm surge, and frequent heavy rainfall. The city's extensive river system and low-lying terrain create widespread flood vulnerability across the metro area.
Common Flood Zones in Jacksonville
Properties in Jacksonville, FL are commonly designated in these FEMA flood zones:
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Enter any Jacksonville, FL address to instantly see its FEMA flood zone, risk level, and whether flood insurance is required.
Free Flood Zone LookupWhat Your Flood Zone Means in Jacksonville
FEMA assigns flood zone designations to every property in the United States based on flood risk assessments. In Jacksonville, the most common designations are Zone AE, Zone VE, Zone X.
Properties in Special Flood Hazard Areas (SFHAs) - zones starting with A or V - are required to carry flood insurance if they have a federally-backed mortgage. Properties in Zone X are outside the SFHA and flood insurance is typically optional but often recommended.
Flood zone designations can change over time through Letters of Map Amendment (LOMA) or Letters of Map Revision (LOMR). Use our free lookup tool to check the current flood zone for any Jacksonville address.