Lafayette, Louisiana Flood Zones
Lafayette is located in the low-lying Cajun Prairie and faces flooding from the Vermilion River and Bayou Carencro. Heavy rainfall events can overwhelm drainage systems in this flat terrain.
Common Flood Zones in Lafayette
Properties in Lafayette, LA are commonly designated in these FEMA flood zones:
Check Your Lafayette Address
Enter any Lafayette, LA address to instantly see its FEMA flood zone, risk level, and whether flood insurance is required.
Free Flood Zone LookupWhat Your Flood Zone Means in Lafayette
FEMA assigns flood zone designations to every property in the United States based on flood risk assessments. In Lafayette, the most common designations are Zone AE, Zone AO, Zone X.
Properties in Special Flood Hazard Areas (SFHAs) - zones starting with A or V - are required to carry flood insurance if they have a federally-backed mortgage. Properties in Zone X are outside the SFHA and flood insurance is typically optional but often recommended.
Flood zone designations can change over time through Letters of Map Amendment (LOMA) or Letters of Map Revision (LOMR). Use our free lookup tool to check the current flood zone for any Lafayette address.