Houma, Louisiana Flood Zones
Houma sits in a low-lying coastal area extremely vulnerable to hurricane storm surge and sea level rise. The surrounding wetlands that once provided protection are rapidly disappearing due to coastal erosion.
Common Flood Zones in Houma
Properties in Houma, LA are commonly designated in these FEMA flood zones:
Check Your Houma Address
Enter any Houma, LA address to instantly see its FEMA flood zone, risk level, and whether flood insurance is required.
Free Flood Zone LookupWhat Your Flood Zone Means in Houma
FEMA assigns flood zone designations to every property in the United States based on flood risk assessments. In Houma, the most common designations are Zone AE, Zone VE, Zone X.
Properties in Special Flood Hazard Areas (SFHAs) - zones starting with A or V - are required to carry flood insurance if they have a federally-backed mortgage. Properties in Zone X are outside the SFHA and flood insurance is typically optional but often recommended.
Flood zone designations can change over time through Letters of Map Amendment (LOMA) or Letters of Map Revision (LOMR). Use our free lookup tool to check the current flood zone for any Houma address.