Fort Worth, Texas Flood Zones

Fort Worth faces flooding from the Trinity River, Clear Fork, and West Fork. The Panther Island flood control project aims to reduce flood risk in the central city while creating new development opportunities.

Common Flood Zones in Fort Worth

Properties in Fort Worth, TX are commonly designated in these FEMA flood zones:

Check Your Fort Worth Address

Enter any Fort Worth, TX address to instantly see its FEMA flood zone, risk level, and whether flood insurance is required.

Free Flood Zone Lookup

What Your Flood Zone Means in Fort Worth

FEMA assigns flood zone designations to every property in the United States based on flood risk assessments. In Fort Worth, the most common designations are Zone AE, Zone X.

Properties in Special Flood Hazard Areas (SFHAs) - zones starting with A or V - are required to carry flood insurance if they have a federally-backed mortgage. Properties in Zone X are outside the SFHA and flood insurance is typically optional but often recommended.

Flood zone designations can change over time through Letters of Map Amendment (LOMA) or Letters of Map Revision (LOMR). Use our free lookup tool to check the current flood zone for any Fort Worth address.

Understanding Flood Zones