Durham, North Carolina Flood Zones
Durham faces flooding from the Eno River, Ellerbe Creek, and other urban streams. Tropical systems moving inland produce heavy rainfall that overwhelms creek corridors throughout the city.
Common Flood Zones in Durham
Properties in Durham, NC are commonly designated in these FEMA flood zones:
Check Your Durham Address
Enter any Durham, NC address to instantly see its FEMA flood zone, risk level, and whether flood insurance is required.
Free Flood Zone LookupWhat Your Flood Zone Means in Durham
FEMA assigns flood zone designations to every property in the United States based on flood risk assessments. In Durham, the most common designations are Zone AE, Zone X.
Properties in Special Flood Hazard Areas (SFHAs) - zones starting with A or V - are required to carry flood insurance if they have a federally-backed mortgage. Properties in Zone X are outside the SFHA and flood insurance is typically optional but often recommended.
Flood zone designations can change over time through Letters of Map Amendment (LOMA) or Letters of Map Revision (LOMR). Use our free lookup tool to check the current flood zone for any Durham address.