Sacramento, California Flood Zones
Sacramento is one of the most flood-vulnerable cities in the United States, located at the confluence of the Sacramento and American rivers. An extensive levee system protects the city, but failure could result in catastrophic flooding across wide areas.
Common Flood Zones in Sacramento
Properties in Sacramento, CA are commonly designated in these FEMA flood zones:
Check Your Sacramento Address
Enter any Sacramento, CA address to instantly see its FEMA flood zone, risk level, and whether flood insurance is required.
Free Flood Zone LookupWhat Your Flood Zone Means in Sacramento
FEMA assigns flood zone designations to every property in the United States based on flood risk assessments. In Sacramento, the most common designations are Zone AE, Zone AH, Zone X.
Properties in Special Flood Hazard Areas (SFHAs) - zones starting with A or V - are required to carry flood insurance if they have a federally-backed mortgage. Properties in Zone X are outside the SFHA and flood insurance is typically optional but often recommended.
Flood zone designations can change over time through Letters of Map Amendment (LOMA) or Letters of Map Revision (LOMR). Use our free lookup tool to check the current flood zone for any Sacramento address.